Long term care indemnity - low cost alternatives for account conscious seniors! - assurance
With Tending home Cost's in succession $4,000 to $6,000 a month and outpacing inflation, it is a small amazement that most seniors cannot allow the Long term Care assurance premiums. Their are low cost Alternatives free for seniors who just can't give the rising cost of these Premiums.
Many Seniors even distrust if they need Long Term Care Insurance. Take a look at the Stats and conclude for yourself.
Long Term Care by the Numbers
Many older Ancestors are under the belief that Medicare and Medicaid will cover the cost of Long Term Care. Every State has their own rules about what earnings and net worth rations will lessen you for Long Term Care assistance. Here are some qualification rules in use by the State of Missouri as available in the Consumer Guide for seniors from the allowed Web page for the State (http://insurance. mo. gov/consumer/senior/ltcguide. pdf) (For other States check the State. gov web page and then explore on indemnity and long term care)
In the State of Missouri Medicare Pays Long Term Care as follows
What About Medicaid? Here are some Rules in place in the State of Missouri.
Now that you have the Facts the Distrust is how do you guard by hand at a cheap cost. Many Cover companies offer Annuities and Evenhandedness Indexed Annuities with a Nurture Home Benefit. These Annuities would allow you to take your Allowance over a Span of 5 Years to help pay for your long term Care Expenses. In Add-on to the long term care advantage these annuities offer Tax Growth, Up to 10% Bonuses for the first 5 years and many other Benefits.
If you are a Boss afraid about the High Cost of Long term Care but exceedingly cannot give the High cost of Long term Care Indemnity Premiums then Annuities with a Long Term Care Rider may just be the elucidation you seek.
Mike Makler is a Qualified Life Cover Agent Based out of St Louis Missouri. To Learn More Call Mike at 314 398-5547 or Visit Mike's Web Page http://ewguru. com/insurance
Copyright © 2005-2006 Mike Makler
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